SWICA: 2027 premiums by premium region
SWICA offers basic insurance for 2027 in 42 of the 42 premium regions (26 cantons). Its standard adult premium (free choice of doctor, CHF 300 deductible, with accident cover) ranges from CHF 447.60 (Zug) to CHF 808.90 (Ticino, region 1) a month; compared with 2026 it changes by a median +2.7%. SWICA is not the cheapest insurer in the standard model in any region. SWICA's lowest premium is CHF 261.10 (Zug, Favorit Medpharm, CHF 2’500 deductible).
Head office: 8401 Winterthur · BAG 1384
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SWICA in every premium region (CHF per month)
Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible. Rank = position among all insurers of the region in the standard model (1 = cheapest).
| Premium region | Standard 2027 | vs 2026 | Rank | Lowest | Children |
|---|---|---|---|---|---|
| Aargau | 644.60 | +3.7% | 27 of 27 | 400.30 Favorit Start | 161.20 |
| Appenzell Outer Rhodes | 539.20 | +2.0% | 6 of 23 | 340.80 Favorit Multichoice | 134.80 |
| Appenzell Inner Rhodes | 457.50 | +4.0% | 8 of 23 | 285.80 Favorit Medpharm | 114.40 |
| Basel-Landschaft, region 1 | 687.20 | +1.9% | 5 of 23 | 466.10 Favorit Multichoice | 171.80 |
| Basel-Landschaft, region 2 | 637.70 | +1.9% | 4 of 23 | 439.30 Favorit Multichoice | 159.50 |
| Basel-Stadt | 758.50 | +4.1% | 16 of 23 | 493.70 Favorit Multichoice | 189.70 |
| Bern, region 1 | 705.60 | +1.7% | 17 of 26 | 464.40 Favorit Santé | 176.40 |
| Bern, region 2 | 631.50 | +2.9% | 13 of 26 | 411.60 Favorit Medpharm | 157.90 |
| Bern, region 3 | 581.40 | +1.7% | 6 of 26 | 377.50 Favorit Santé | 145.40 |
| Fribourg, region 1 | 642.00 | +3.9% | 14 of 23 | 404.60 Favorit Medpharm | 160.50 |
| Fribourg, region 2 | 594.60 | +3.9% | 15 of 23 | 383.10 Favorit Medpharm | 148.70 |
| Geneva | 753.20 | −0.5% | 8 of 21 | 500.60 Favorit Santé | 188.30 |
| Glarus | 553.00 | +5.2% | 14 of 26 | 347.30 Favorit Multichoice | 138.30 |
| Grisons, region 1 | 586.30 | 0.0% | 13 of 24 | 364.20 Favorit Multichoice | 146.60 |
| Grisons, region 2 | 535.60 | 0.0% | 7 of 24 | 337.70 Favorit Medpharm | 133.90 |
| Grisons, region 3 | 512.30 | 0.0% | 7 of 24 | 327.70 Favorit Medpharm | 128.10 |
| Jura | 686.60 | +0.9% | 4 of 21 | 506.80 Favorit Medpharm | 171.70 |
| Lucerne, region 1 | 582.30 | +0.2% | 12 of 25 | 369.60 Favorit Santé | 145.60 |
| Lucerne, region 2 | 565.00 | +2.6% | 20 of 25 | 360.40 Favorit Santé | 141.30 |
| Lucerne, region 3 | 547.90 | +4.6% | 20 of 25 | 337.40 Favorit Santé | 137.00 |
| Neuchâtel | 736.30 | +7.4% | 12 of 21 | 471.80 Favorit Santé | 184.10 |
| Nidwalden | 522.90 | +9.4% | 19 of 26 | 324.00 Favorit Santé | 130.80 |
| Obwalden | 495.50 | +1.9% | 5 of 26 | 300.30 Favorit Santé | 123.90 |
| Schaffhausen, region 1 | 638.30 | +6.2% | 18 of 23 | 401.50 Favorit Start | 159.60 |
| Schaffhausen, region 2 | 587.30 | +6.2% | 14 of 23 | 353.30 Favorit Start | 146.90 |
| Schwyz | 557.80 | +2.2% | 19 of 28 | 370.90 Favorit Multichoice | 139.50 |
| Solothurn | 624.30 | +0.9% | 13 of 25 | 421.10 Favorit Multichoice | 156.10 |
| St. Gallen, region 1 | 598.80 | +2.9% | 13 of 25 | 374.70 Favorit Multichoice | 149.70 |
| St. Gallen, region 2 | 548.20 | +2.9% | 9 of 25 | 351.40 Favorit Multichoice | 137.10 |
| St. Gallen, region 3 | 523.90 | +2.9% | 7 of 25 | 332.70 Favorit Santé | 131.00 |
| Ticino, region 1 | 808.90 | −2.1% | 18 of 21 | 526.90 Favorit Medpharm | 202.30 |
| Ticino, region 2 | 780.30 | −2.1% | 20 of 21 | 503.80 Favorit Medpharm | 195.10 |
| Thurgau | 576.50 | +4.5% | 15 of 23 | 373.30 Favorit Medpharm | 144.20 |
| Uri | 510.90 | +8.5% | 12 of 26 | 313.60 Favorit Multichoice | 127.80 |
| Vaud, region 1 | 732.40 | +0.7% | 16 of 21 | 472.30 Favorit Medpharm | 183.10 |
| Vaud, region 2 | 703.60 | +0.7% | 19 of 21 | 455.70 Favorit Medpharm | 175.90 |
| Valais, region 1 | 608.90 | +2.4% | 16 of 24 | 395.40 Favorit Multichoice | 152.30 |
| Valais, region 2 | 527.50 | +2.4% | 9 of 26 | 330.60 Favorit Multichoice | 131.90 |
| Zug | 447.60 | +2.8% | 17 of 27 | 261.10 Favorit Medpharm | 111.90 |
| Zurich, region 1 | 692.10 | +5.9% | 20 of 27 | 451.40 Favorit Multichoice | 173.10 |
| Zurich, region 2 | 617.80 | +6.0% | 17 of 27 | 396.80 Favorit Start | 154.50 |
| Zurich, region 3 | 575.90 | +6.0% | 16 of 27 | 361.20 Favorit Start | 144.00 |
Frequently asked questions
Where is SWICA cheapest in 2027?
In the standard model with the CHF 300 deductible and accident cover, SWICA is cheapest in 2027 in the premium region Zug: CHF 447.60 a month (FOPH-approved premiums).
In how many regions does SWICA offer basic insurance?
SWICA has FOPH-approved 2027 premiums in 42 of Switzerland's 42 premium regions.
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All premium regions · Premium history 2010–2027
All premiums are the compulsory health insurance premiums approved by the FOPH for 2027 (Prämien_CH.csv, opendata.swiss). Premium subsidies and discounts are not included; the insurer’s offer is binding.
Source: BAG / FOPH, opendata.swiss · priminfo.admin.ch · SLI-2026-10-03.32
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