Health insurer comparison 2027: Basel-Stadt
In the premium region Basel-Stadt, 23 health insurers offer basic insurance. For adults in the standard model (free choice of doctor, CHF 300 deductible, with accident cover) SLKK is cheapest at CHF 690.40 a month and Philos Krankenversicherung AG most expensive at CHF 854.70, a difference of CHF 1’972 a year for the same benefits. The lowest possible premium (any model, CHF 2’500 deductible) is CHF 470.70 at CONCORDIA (HMO). Standard premiums change by a median +3.8% from 2026.
FOPH average adult premium in this region: CHF 570.60 a month.
Calculate your own premium (age, deductible, model) →
Every health insurer, Basel-Stadt (CHF per month)
Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible.
| Insurer | Standard 2027 | vs 2026 | Lowest (any model) | Children |
|---|---|---|---|---|
| SLKK | 690.40 | +0.6% | 479.30 SmartMed · CHF 2500 | 165.70 |
| ÖKK | 704.00 | +0.3% | 484.20 ÖKK CASAMED HMO · CHF 2500 | 176.00 |
| CONCORDIA | 704.70 | +1.0% | 470.70 HMO · CHF 2500 | 174.60 |
| Assura-Basis SA | 704.70 | +4.6% | 474.30 Hausspital · CHF 2500 | 168.50 |
| Vivao Sympany | 706.00 | +4.3% | 485.90 casamed hmo · CHF 2500 | 208.30 |
| Avenir Krankenversicherung AG | 706.00 | +2.6% | 489.80 OptiMed (Ärztenetz) · CHF 2500 | 183.50 |
| Agrisano | 706.20 | 0.0% | 499.90 AGRIsmart · CHF 2500 | 155.40 |
| Mutuel Krankenversicherung AG | 715.10 | +3.0% | 472.70 SanaTel (Telemedizin) · CHF 2500 | 175.00 |
| Atupri Gesundheitsversicherung AG | 717.00 | +3.9% | 504.80 HMO · CHF 2500 | 193.60 |
| Sanitas | 719.20 | +2.2% | 483.00 TelMed Basic · CHF 2500 | 165.40 |
| CSS | 733.00 | +7.2% | 480.10 Gesundheitspraxisversicherung · CHF 2500 | 161.30 |
| KPT | 734.10 | +1.0% | 484.60 KPTwin.smart - Hausarzt mit App · CHF 2500 | 176.20 |
| sana24 | 735.00 | +6.9% | 492.80 Med Direct · CHF 2500 | 191.40 |
| Helsana | 741.00 | +8.3% | 494.10 Helsana BeneFit PLUS Hausarzt R1 · CHF 2500 | 170.40 |
| EGK | 750.00 | +3.8% | 545.70 EGK-TelCare · CHF 2500 | 187.50 |
| SWICA | 758.50 | +4.1% | 493.70 Favorit Multichoice · CHF 2500 | 189.70 |
| GALENOS AG | 760.50 | +0.3% | 509.00 Managed Care · CHF 2500 | 190.40 |
| Sumiswalder | 787.80 | +4.0% | 606.80 Hausarztmodell · CHF 2500 | 181.20 |
| vita surselva | 788.00 | +1.2% | 661.90 BASE · CHF 2500 | 178.00 |
| Visana | 794.40 | +7.1% | 547.00 Managed Care · CHF 2500 | 191.00 |
| Aquilana | 800.00 | +3.0% | 571.00 SMARTMED · CHF 2500 | 184.00 |
| rhenusana | 842.10 | +4.0% | 656.80 sanmed24DE · CHF 2500 | 210.60 |
| Philos Krankenversicherung AG | 854.70 | +12.0% | 602.80 OptiMed (Ärztenetz) · CHF 2500 | 188.80 |
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Frequently asked questions
Which health insurer is cheapest in 2027, Basel-Stadt?
In the standard model with the CHF 300 deductible and accident cover, SLKK is the cheapest health insurer, Basel-Stadt at CHF 690.40 a month (FOPH-approved 2027 premiums).
How low can the premium be, Basel-Stadt?
The lowest FOPH-approved adult premium for 2027, Basel-Stadt is CHF 470.70 a month, with the highest deductible (CHF 2’500) and a model with restricted choice of doctor.
Communes in this premium region (3)
Basel, Bettingen, Riehen
All premium regions · Basel-Stadt · Premium history 2010–2027
All premiums are the compulsory health insurance premiums approved by the FOPH for 2027 (Prämien_CH.csv, opendata.swiss). Premium subsidies and discounts are not included; the insurer’s offer is binding.
Source: BAG / FOPH, opendata.swiss · priminfo.admin.ch · SLI-2026-10-03.32
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