Helsana: 2027 premiums by premium region
Helsana offers basic insurance for 2027 in 42 of the 42 premium regions (26 cantons). Its standard adult premium (free choice of doctor, CHF 300 deductible, with accident cover) ranges from CHF 411.00 (Zug) to CHF 785.00 (Geneva) a month; compared with 2026 it changes by a median +3.6%. Helsana is not the cheapest insurer in the standard model in any region. Helsana's lowest premium is CHF 229.20 (Zug, Helsana BeneFit PLUS Hausarzt R1, CHF 2’500 deductible).
Head office: 8600 Dübendorf · BAG 1562
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Helsana in every premium region (CHF per month)
Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible. Rank = position among all insurers of the region in the standard model (1 = cheapest).
| Premium region | Standard 2027 | vs 2026 | Rank | Lowest | Children |
|---|---|---|---|---|---|
| Aargau | 615.00 | +6.8% | 20 of 27 | 388.30 Helsana BeneFit PLUS Flexmed | 141.40 |
| Appenzell Outer Rhodes | 569.00 | +3.3% | 13 of 23 | 349.60 Helsana BeneFit PLUS Telemed | 130.80 |
| Appenzell Inner Rhodes | 444.00 | −10.1% | 4 of 23 | 253.50 Helsana BeneFit PLUS Telemed | 102.10 |
| Basel-Landschaft, region 1 | 695.00 | +2.1% | 9 of 23 | 462.40 Helsana BeneFit PLUS Hausarzt R1 | 159.80 |
| Basel-Landschaft, region 2 | 651.00 | +4.2% | 10 of 23 | 425.00 Helsana BeneFit PLUS Hausarzt R1 | 149.70 |
| Basel-Stadt | 741.00 | +8.3% | 14 of 23 | 494.10 Helsana BeneFit PLUS Hausarzt R1 | 170.40 |
| Bern, region 1 | 664.00 | +5.2% | 3 of 26 | 449.30 Helsana BeneFit PLUS Hausarzt R1 | 152.70 |
| Bern, region 2 | 646.00 | +8.0% | 19 of 26 | 414.30 Helsana BeneFit PLUS Hausarzt R1 | 148.50 |
| Bern, region 3 | 604.00 | +6.2% | 17 of 26 | 385.10 Helsana BeneFit PLUS Telemed | 138.90 |
| Fribourg, region 1 | 647.00 | +12.1% | 16 of 23 | 415.10 Helsana BeneFit PLUS Telemed | 148.80 |
| Fribourg, region 2 | 598.00 | +6.4% | 18 of 23 | 374.00 Helsana BeneFit PLUS Telemed | 137.50 |
| Geneva | 785.00 | +8.7% | 14 of 21 | 523.20 Helsana BeneFit PLUS Hausarzt R1 | 180.50 |
| Glarus | 534.00 | −1.5% | 9 of 26 | 336.20 Helsana BeneFit PLUS Hausarzt R1 | 122.80 |
| Grisons, region 1 | 574.00 | +3.1% | 8 of 24 | 359.60 Helsana BeneFit PLUS Hausarzt R1 | 132.00 |
| Grisons, region 2 | 529.00 | −0.8% | 6 of 24 | 331.90 Helsana BeneFit PLUS Hausarzt R1 | 121.60 |
| Grisons, region 3 | 529.00 | +0.6% | 11 of 24 | 321.30 Helsana BeneFit PLUS Hausarzt R1 | 121.60 |
| Jura | 710.00 | +4.3% | 13 of 21 | 475.20 Helsana BeneFit PLUS Telemed | 163.30 |
| Lucerne, region 1 | 578.00 | +2.8% | 9 of 25 | 357.20 Helsana BeneFit PLUS Hausarzt R1 | 132.90 |
| Lucerne, region 2 | 546.00 | 0.0% | 12 of 25 | 335.80 Helsana BeneFit PLUS Telemed | 125.50 |
| Lucerne, region 3 | 546.00 | +1.9% | 17 of 25 | 330.30 Helsana BeneFit PLUS Telemed | 125.50 |
| Neuchâtel | 729.00 | +10.3% | 10 of 21 | 484.00 Helsana BeneFit PLUS Telemed | 167.60 |
| Nidwalden | 512.00 | +0.2% | 12 of 26 | 317.10 Helsana BeneFit PLUS Hausarzt R1 | 117.70 |
| Obwalden | 500.00 | −1.0% | 9 of 26 | 306.70 Helsana BeneFit PLUS Hausarzt R1 | 115.00 |
| Schaffhausen, region 1 | 611.00 | +9.3% | 12 of 23 | 403.20 Helsana BeneFit PLUS Hausarzt R3 | 140.50 |
| Schaffhausen, region 2 | 611.00 | +5.7% | 18 of 23 | 391.00 Helsana BeneFit PLUS Hausarzt R1 | 140.50 |
| Schwyz | 544.00 | 0.0% | 14 of 28 | 334.10 Helsana BeneFit PLUS Telemed | 125.10 |
| Solothurn | 623.00 | +7.0% | 11 of 25 | 407.40 Helsana BeneFit PLUS Telemed | 143.20 |
| St. Gallen, region 1 | 588.00 | +3.3% | 8 of 25 | 377.30 Helsana BeneFit PLUS Hausarzt R1 | 135.20 |
| St. Gallen, region 2 | 550.00 | +0.7% | 11 of 25 | 339.20 Helsana BeneFit PLUS Hausarzt R1 | 126.50 |
| St. Gallen, region 3 | 513.00 | −2.5% | 4 of 25 | 318.00 Helsana BeneFit PLUS Hausarzt R1 | 117.90 |
| Ticino, region 1 | 756.00 | +0.9% | 9 of 21 | 521.80 Helsana BeneFit PLUS Hausarzt R1 | 173.80 |
| Ticino, region 2 | 678.00 | +3.0% | 4 of 21 | 461.50 Helsana BeneFit PLUS Hausarzt R1 | 155.90 |
| Thurgau | 577.00 | +3.4% | 16 of 23 | 356.30 Helsana BeneFit PLUS Telemed | 132.70 |
| Uri | 492.00 | −3.1% | 9 of 26 | 294.80 Helsana BeneFit PLUS Telemed | 113.10 |
| Vaud, region 1 | 726.00 | +3.9% | 13 of 21 | 481.50 Helsana BeneFit PLUS Hausarzt R1 | 166.90 |
| Vaud, region 2 | 685.00 | +3.9% | 16 of 21 | 453.90 Helsana BeneFit PLUS Hausarzt R1 | 157.50 |
| Valais, region 1 | 631.00 | +6.4% | 21 of 24 | 401.70 Helsana BeneFit PLUS Hausarzt R1 | 145.10 |
| Valais, region 2 | 579.00 | +11.8% | 21 of 26 | 369.60 Helsana BeneFit PLUS Hausarzt R2 | 133.10 |
| Zug | 411.00 | −4.4% | 4 of 27 | 229.20 Helsana BeneFit PLUS Hausarzt R1 | 94.50 |
| Zurich, region 1 | 676.00 | +5.1% | 13 of 27 | 432.70 Helsana BeneFit PLUS Hausarzt R1 | 155.40 |
| Zurich, region 2 | 620.00 | +4.2% | 18 of 27 | 386.30 Helsana BeneFit PLUS Hausarzt R1 | 142.60 |
| Zurich, region 3 | 594.00 | +6.1% | 20 of 27 | 364.70 Helsana BeneFit PLUS Hausarzt R1 | 136.60 |
Frequently asked questions
Where is Helsana cheapest in 2027?
In the standard model with the CHF 300 deductible and accident cover, Helsana is cheapest in 2027 in the premium region Zug: CHF 411.00 a month (FOPH-approved premiums).
In how many regions does Helsana offer basic insurance?
Helsana has FOPH-approved 2027 premiums in 42 of Switzerland's 42 premium regions.
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All premium regions · Premium history 2010–2027
All premiums are the compulsory health insurance premiums approved by the FOPH for 2027 (Prämien_CH.csv, opendata.swiss). Premium subsidies and discounts are not included; the insurer’s offer is binding.
Source: BAG / FOPH, opendata.swiss · priminfo.admin.ch · SLI-2026-10-03.32
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