CSS: 2027 premiums by premium region
CSS offers basic insurance for 2027 in 42 of the 42 premium regions (26 cantons). Its standard adult premium (free choice of doctor, CHF 300 deductible, with accident cover) ranges from CHF 457.00 (Zug) to CHF 797.00 (Ticino, region 1) a month; compared with 2026 it changes by a median +7.1%. CSS is not the cheapest insurer in the standard model in any region. CSS's lowest premium is CHF 253.30 (Zug, Gesundheitspraxisversicherung, CHF 2’500 deductible).
Head office: 6002 Luzern · BAG 8
Calculate your own premium (age, deductible, model) →
CSS in every premium region (CHF per month)
Standard = free choice of doctor, CHF 300 deductible, with accident cover, adults 26+. Change on the same tariff as in 2026. Lowest = the insurer's cheapest model with the highest deductible. Children = standard model, CHF 0 deductible. Rank = position among all insurers of the region in the standard model (1 = cheapest).
| Premium region | Standard 2027 | vs 2026 | Rank | Lowest | Children |
|---|---|---|---|---|---|
| Aargau | 614.00 | +9.1% | 19 of 27 | 387.50 Hausarztversicherung Profit | 135.10 |
| Appenzell Outer Rhodes | 582.00 | +4.1% | 16 of 23 | 366.40 Gesundheitspraxisversicherung | 128.00 |
| Appenzell Inner Rhodes | 466.00 | +7.1% | 11 of 23 | 267.80 Gesundheitspraxisversicherung | 102.50 |
| Basel-Landschaft, region 1 | 712.00 | +7.2% | 16 of 23 | 469.80 Gesundheitspraxisversicherung | 156.60 |
| Basel-Landschaft, region 2 | 666.00 | +7.2% | 14 of 23 | 431.10 Gesundheitspraxisversicherung | 146.50 |
| Basel-Stadt | 733.00 | +7.2% | 11 of 23 | 480.10 Gesundheitspraxisversicherung | 161.30 |
| Bern, region 1 | 718.00 | +5.1% | 20 of 26 | 446.10 Multimed | 158.00 |
| Bern, region 2 | 649.00 | +6.7% | 21 of 26 | 420.10 Gesundheitspraxisversicherung | 142.80 |
| Bern, region 3 | 605.00 | +6.1% | 18 of 26 | 398.10 Hausarztversicherung Profit | 133.10 |
| Fribourg, region 1 | 651.00 | +7.2% | 17 of 23 | 431.60 Hausarztversicherung Profit | 143.20 |
| Fribourg, region 2 | 590.00 | +7.1% | 13 of 23 | 385.00 Hausarztversicherung Profit | 129.80 |
| Geneva | 791.00 | +6.5% | 15 of 21 | 512.40 Hausarztversicherung Profit | 174.00 |
| Glarus | 583.00 | +3.6% | 20 of 26 | 390.60 Gesundheitspraxisversicherung | 128.30 |
| Grisons, region 1 | 586.00 | +6.4% | 12 of 24 | 369.80 Hausarztversicherung Profit | 128.90 |
| Grisons, region 2 | 564.00 | +6.6% | 15 of 24 | 337.00 Gesundheitspraxisversicherung | 124.10 |
| Grisons, region 3 | 535.00 | +6.4% | 12 of 24 | 321.10 Gesundheitspraxisversicherung | 117.70 |
| Jura | 726.00 | +8.4% | 15 of 21 | 474.30 Multimed | 159.70 |
| Lucerne, region 1 | 602.00 | +6.7% | 18 of 25 | 374.40 Gesundheitspraxisversicherung | 132.40 |
| Lucerne, region 2 | 564.00 | +6.6% | 19 of 25 | 342.60 Gesundheitspraxisversicherung | 124.10 |
| Lucerne, region 3 | 547.00 | +7.9% | 18 of 25 | 336.70 Hausarztversicherung Profit | 120.30 |
| Neuchâtel | 741.00 | +6.0% | 13 of 21 | 490.40 Callmed | 163.00 |
| Nidwalden | 540.00 | +6.5% | 21 of 26 | 344.20 Hausarztversicherung Profit | 118.80 |
| Obwalden | 531.00 | +7.1% | 16 of 26 | 323.10 Callmed | 116.80 |
| Schaffhausen, region 1 | 648.00 | +5.4% | 19 of 23 | 435.50 Gesundheitspraxisversicherung | 142.60 |
| Schaffhausen, region 2 | 620.00 | +5.4% | 20 of 23 | 414.20 Gesundheitspraxisversicherung | 136.40 |
| Schwyz | 556.00 | +8.0% | 18 of 28 | 352.60 Gesundheitspraxisversicherung | 122.30 |
| Solothurn | 654.00 | +7.9% | 19 of 25 | 427.60 Hausarztversicherung Profit | 143.90 |
| St. Gallen, region 1 | 615.00 | +7.5% | 20 of 25 | 394.50 Hausarztversicherung Profit | 135.30 |
| St. Gallen, region 2 | 569.00 | +7.6% | 17 of 25 | 349.70 Gesundheitspraxisversicherung | 125.20 |
| St. Gallen, region 3 | 558.00 | +8.1% | 21 of 25 | 346.00 Hausarztversicherung Profit | 122.80 |
| Ticino, region 1 | 797.00 | +7.1% | 14 of 21 | 525.20 Multimed | 175.30 |
| Ticino, region 2 | 754.00 | +7.0% | 14 of 21 | 478.70 Hausarztversicherung Profit | 165.90 |
| Thurgau | 573.00 | +5.9% | 14 of 23 | 358.80 Gesundheitspraxisversicherung | 126.10 |
| Uri | 516.00 | +7.5% | 14 of 26 | 294.80 Gesundheitspraxisversicherung | 113.50 |
| Vaud, region 1 | 748.00 | +7.2% | 19 of 21 | 481.30 Multimed | 164.60 |
| Vaud, region 2 | 710.00 | +7.6% | 20 of 21 | 464.60 Hausarztversicherung Profit | 156.20 |
| Valais, region 1 | 624.00 | +7.4% | 18 of 24 | 408.30 Hausarztversicherung Profit | 137.30 |
| Valais, region 2 | 558.00 | +7.3% | 17 of 26 | 351.60 Hausarztversicherung Profit | 122.80 |
| Zug | 457.00 | +6.8% | 22 of 27 | 253.30 Gesundheitspraxisversicherung | 100.50 |
| Zurich, region 1 | 718.00 | +10.3% | 25 of 27 | 442.50 Gesundheitspraxisversicherung | 158.00 |
| Zurich, region 2 | 652.00 | +10.3% | 24 of 27 | 393.30 Hausarztversicherung Profit | 143.40 |
| Zurich, region 3 | 617.00 | +10.4% | 24 of 27 | 359.10 Hausarztversicherung Profit | 135.70 |
Frequently asked questions
Where is CSS cheapest in 2027?
In the standard model with the CHF 300 deductible and accident cover, CSS is cheapest in 2027 in the premium region Zug: CHF 457.00 a month (FOPH-approved premiums).
In how many regions does CSS offer basic insurance?
CSS has FOPH-approved 2027 premiums in 42 of Switzerland's 42 premium regions.
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All premium regions · Premium history 2010–2027
All premiums are the compulsory health insurance premiums approved by the FOPH for 2027 (Prämien_CH.csv, opendata.swiss). Premium subsidies and discounts are not included; the insurer’s offer is binding.
Source: BAG / FOPH, opendata.swiss · priminfo.admin.ch · SLI-2026-10-03.32
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