{"_meta":{"ingested":"2026-10-13T08:18:31.611Z","published":"2026-10-12 10:00","credit":"Source: SNB (Swiss National Bank), data portal","sources":{"policy":{"cube":"snbgwdzid","url":"https://data.snb.ch/api/cube/snbgwdzid/data/csv/en","page":"https://data.snb.ch/en/topics/ziredev#!/cube/snbgwdzid"},"mortgages":{"cube":"zikrepro","url":"https://data.snb.ch/api/cube/zikrepro/data/csv/en","page":"https://data.snb.ch/en/topics/ziredev#!/cube/zikrepro","definition":"interest rates banks publish for new business at the end of the month (SNB survey ZISAX); mean and quantiles across reporting banks; rates actually agreed can differ"}}},"policy_rate":{"rate":0,"since":"2025-06-20","as_of":"2026-10-09","changes":[{"date":"2019-06-13","rate":-0.75},{"date":"2022-06-17","rate":-0.25},{"date":"2022-09-23","rate":0.5},{"date":"2022-12-16","rate":1},{"date":"2023-03-24","rate":1.5},{"date":"2023-06-23","rate":1.75},{"date":"2024-03-22","rate":1.5},{"date":"2024-06-21","rate":1.25},{"date":"2024-09-27","rate":1},{"date":"2024-12-13","rate":0.5},{"date":"2025-03-21","rate":0.25},{"date":"2025-06-20","rate":0}]},"saron":{"value":-0.04,"date":"2026-10-09"},"mortgages":{"month":"2026-08","products":{"fixed_10y":{"mean":2.033,"q25":1.95,"median":2.03,"q75":2.065,"month":"2026-08"},"fixed_2y":{"mean":1.51,"q25":1.45,"median":1.5,"q75":1.557,"month":"2026-08"},"fixed_5y":{"mean":1.76,"q25":1.69,"median":1.76,"q75":1.8,"month":"2026-08"},"variable":{"mean":2.792,"q25":2.625,"median":2.75,"q75":3,"month":"2026-08"},"saron_3y":{"mean":1.098,"q25":1,"median":1.1,"q75":1.165,"month":"2026-08"},"savings":{"mean":0.069,"q25":0.025,"median":0.05,"q75":0.1,"month":"2026-08"},"pillar_3a":{"mean":0.199,"q25":0.1,"median":0.175,"q75":0.2,"month":"2026-08"}},"series":{"fixed_10y":{"2007-12":4.3,"2008-01":4.17,"2008-02":4.27,"2008-03":4.34,"2008-04":4.48,"2008-05":4.57,"2008-06":4.7,"2008-07":4.52,"2008-08":4.29,"2008-09":4.33,"2008-10":4.3,"2008-11":3.48,"2008-12":3.54,"2009-01":3.47,"2009-02":3.5,"2009-03":3.49,"2009-04":3.4,"2009-05":3.71,"2009-06":3.67,"2009-07":3.53,"2009-08":3.43,"2009-09":3.47,"2009-10":3.49,"2009-11":3.41,"2009-12":3.43,"2010-01":3.38,"2010-02":3.31,"2010-03":3.3,"2010-04":3.23,"2010-05":3,"2010-06":2.93,"2010-07":2.94,"2010-08":2.67,"2010-09":2.77,"2010-10":2.86,"2010-11":2.98,"2010-12":3.13,"2011-01":3.24,"2011-02":3.26,"2011-03":3.32,"2011-04":3.39,"2011-05":3.2,"2011-06":3.12,"2011-07":2.94,"2011-08":2.7,"2011-09":2.55,"2011-10":2.61,"2011-11":2.5,"2011-12":2.39,"2012-01":2.28,"2012-02":2.22,"2012-03":2.29,"2012-04":2.23,"2012-05":2.07,"2012-06":2.13,"2012-07":2.1,"2012-08":2.09,"2012-09":2.11,"2012-10":2.09,"2012-11":2.09,"2012-12":2.11,"2013-01":2.37,"2013-02":2.34,"2013-03":2.33,"2013-04":2.25,"2013-05":2.4,"2013-06":2.73,"2013-07":2.69,"2013-08":2.83,"2013-09":2.75,"2013-10":2.68,"2013-11":2.65,"2013-12":2.83,"2014-01":2.62,"2014-02":2.54,"2014-03":2.51,"2014-04":2.41,"2014-05":2.29,"2014-06":2.25,"2014-07":2.2,"2014-08":2.07,"2014-09":2.07,"2014-10":2.03,"2014-11":1.92,"2014-12":1.79,"2015-01":1.67,"2015-02":1.86,"2015-03":1.91,"2015-04":1.92,"2015-05":1.97,"2015-06":2.07,"2015-07":2.01,"2015-08":1.95,"2015-09":1.95,"2015-10":1.87,"2015-11":1.84,"2015-12":1.92,"2016-01":1.8,"2016-02":1.71,"2016-03":1.67,"2016-04":1.67,"2016-05":1.65,"2016-06":1.58,"2016-07":1.54,"2016-08":1.53,"2016-09":1.52,"2016-10":1.56,"2016-11":1.68,"2016-12":1.74,"2017-01":1.75,"2017-02":1.67,"2017-03":1.69,"2017-04":1.66,"2017-05":1.63,"2017-06":1.642,"2017-07":1.7,"2017-08":1.607,"2017-09":1.656,"2017-10":1.636,"2017-11":1.628,"2017-12":1.624,"2018-01":1.768,"2018-02":1.796,"2018-03":1.722,"2018-04":1.777,"2018-05":1.721,"2018-06":1.713,"2018-07":1.737,"2018-08":1.697,"2018-09":1.779,"2018-10":1.768,"2018-11":1.713,"2018-12":1.631,"2019-01":1.583,"2019-02":1.539,"2019-03":1.408,"2019-04":1.428,"2019-05":1.345,"2019-06":1.289,"2019-07":1.251,"2019-08":1.199,"2019-09":1.219,"2019-10":1.276,"2019-11":1.263,"2019-12":1.291,"2020-01":1.228,"2020-02":1.198,"2020-03":1.35,"2020-04":1.318,"2020-05":1.287,"2020-06":1.297,"2020-07":1.255,"2020-08":1.294,"2020-09":1.234,"2020-10":1.228,"2020-11":1.25,"2020-12":1.246,"2021-01":1.248,"2021-02":1.387,"2021-03":1.368,"2021-04":1.369,"2021-05":1.368,"2021-06":1.355,"2021-07":1.287,"2021-08":1.27,"2021-09":1.367,"2021-10":1.447,"2021-11":1.372,"2021-12":1.389,"2022-01":1.546,"2022-02":1.725,"2022-03":2.08,"2022-04":2.416,"2022-05":2.502,"2022-06":3.006,"2022-07":2.558,"2022-08":2.887,"2022-09":3.288,"2022-10":3.185,"2022-11":2.831,"2022-12":3.191,"2023-01":2.901,"2023-02":3.139,"2023-03":3.138,"2023-04":3.17,"2023-05":3.059,"2023-06":3,"2023-07":2.986,"2023-08":2.941,"2023-09":2.967,"2023-10":2.798,"2023-11":2.538,"2023-12":2.372,"2024-01":2.453,"2024-02":2.468,"2024-03":2.381,"2024-04":2.435,"2024-05":2.537,"2024-06":2.271,"2024-07":2.143,"2024-08":2.02,"2024-09":1.912,"2024-10":1.873,"2024-11":1.718,"2024-12":1.707,"2025-01":1.816,"2025-02":1.873,"2025-03":2.031,"2025-04":1.853,"2025-05":1.786,"2025-06":1.905,"2025-07":1.926,"2025-08":1.874,"2025-09":1.828,"2025-10":1.809,"2025-11":1.869,"2025-12":2.027,"2026-01":1.957,"2026-02":1.836,"2026-03":1.956,"2026-04":1.976,"2026-05":2.038,"2026-06":1.908,"2026-07":2.05,"2026-08":2.033},"fixed_2y":{"2007-12":3.84,"2008-01":3.47,"2008-02":3.54,"2008-03":3.79,"2008-04":3.99,"2008-05":4.12,"2008-06":4.29,"2008-07":4.05,"2008-08":3.8,"2008-09":3.73,"2008-10":3.45,"2008-11":2.38,"2008-12":2.13,"2009-01":1.91,"2009-02":1.89,"2009-03":1.76,"2009-04":1.79,"2009-05":1.75,"2009-06":1.75,"2009-07":1.73,"2009-08":1.68,"2009-09":1.7,"2009-10":1.75,"2009-11":1.73,"2009-12":1.75,"2010-01":1.72,"2010-02":1.63,"2010-03":1.73,"2010-04":1.72,"2010-05":1.49,"2010-06":1.51,"2010-07":1.57,"2010-08":1.47,"2010-09":1.49,"2010-10":1.51,"2010-11":1.49,"2010-12":1.52,"2011-01":1.64,"2011-02":1.69,"2011-03":1.83,"2011-04":1.84,"2011-05":1.66,"2011-06":1.52,"2011-07":1.45,"2011-08":1.3,"2011-09":1.25,"2011-10":1.25,"2011-11":1.22,"2011-12":1.24,"2012-01":1.25,"2012-02":1.27,"2012-03":1.35,"2012-04":1.32,"2012-05":1.26,"2012-06":1.27,"2012-07":1.26,"2012-08":1.26,"2012-09":1.29,"2012-10":1.28,"2012-11":1.26,"2012-12":1.25,"2013-01":1.34,"2013-02":1.31,"2013-03":1.3,"2013-04":1.28,"2013-05":1.32,"2013-06":1.4,"2013-07":1.36,"2013-08":1.4,"2013-09":1.36,"2013-10":1.32,"2013-11":1.29,"2013-12":1.33,"2014-01":1.28,"2014-02":1.28,"2014-03":1.29,"2014-04":1.27,"2014-05":1.24,"2014-06":1.26,"2014-07":1.26,"2014-08":1.24,"2014-09":1.23,"2014-10":1.22,"2014-11":1.21,"2014-12":1.17,"2015-01":1.14,"2015-02":1.15,"2015-03":1.16,"2015-04":1.16,"2015-05":1.15,"2015-06":1.16,"2015-07":1.15,"2015-08":1.14,"2015-09":1.14,"2015-10":1.14,"2015-11":1.14,"2015-12":1.14,"2016-01":1.13,"2016-02":1.11,"2016-03":1.11,"2016-04":1.1,"2016-05":1.1,"2016-06":1.1,"2016-07":1.09,"2016-08":1.1,"2016-09":1.09,"2016-10":1.09,"2016-11":1.1,"2016-12":1.09,"2017-01":1.09,"2017-02":1.08,"2017-03":1.08,"2017-04":1.07,"2017-05":1.07,"2017-06":1.066,"2017-07":1.073,"2017-08":1.065,"2017-09":1.069,"2017-10":1.067,"2017-11":1.071,"2017-12":1.075,"2018-01":1.089,"2018-02":1.085,"2018-03":1.078,"2018-04":1.1,"2018-05":1.083,"2018-06":1.084,"2018-07":1.083,"2018-08":1.079,"2018-09":1.078,"2018-10":1.088,"2018-11":1.082,"2018-12":1.076,"2019-01":1.071,"2019-02":1.069,"2019-03":1.054,"2019-04":1.052,"2019-05":1.044,"2019-06":1.032,"2019-07":1.025,"2019-08":1.013,"2019-09":1.017,"2019-10":1.028,"2019-11":1.03,"2019-12":1.032,"2020-01":1.027,"2020-02":1.022,"2020-03":1.048,"2020-04":1.052,"2020-05":1.044,"2020-06":1.046,"2020-07":1.035,"2020-08":1.04,"2020-09":1.021,"2020-10":1.016,"2020-11":1.022,"2020-12":1.018,"2021-01":1.015,"2021-02":1.024,"2021-03":1.018,"2021-04":1.016,"2021-05":1.015,"2021-06":1.015,"2021-07":1.009,"2021-08":1.004,"2021-09":1.008,"2021-10":1.026,"2021-11":1.005,"2021-12":1.02,"2022-01":1.051,"2022-02":1.085,"2022-03":1.235,"2022-04":1.456,"2022-05":1.505,"2022-06":2.046,"2022-07":1.77,"2022-08":2.252,"2022-09":2.639,"2022-10":2.424,"2022-11":2.355,"2022-12":2.703,"2023-01":2.536,"2023-02":2.872,"2023-03":2.993,"2023-04":2.987,"2023-05":2.909,"2023-06":3.029,"2023-07":2.975,"2023-08":2.909,"2023-09":2.812,"2023-10":2.555,"2023-11":2.452,"2023-12":2.293,"2024-01":2.28,"2024-02":2.298,"2024-03":2.226,"2024-04":2.246,"2024-05":2.405,"2024-06":2.119,"2024-07":2.014,"2024-08":1.868,"2024-09":1.724,"2024-10":1.622,"2024-11":1.482,"2024-12":1.366,"2025-01":1.442,"2025-02":1.453,"2025-03":1.461,"2025-04":1.283,"2025-05":1.215,"2025-06":1.275,"2025-07":1.299,"2025-08":1.287,"2025-09":1.295,"2025-10":1.279,"2025-11":1.3,"2025-12":1.383,"2026-01":1.323,"2026-02":1.284,"2026-03":1.525,"2026-04":1.514,"2026-05":1.505,"2026-06":1.413,"2026-07":1.542,"2026-08":1.51},"fixed_5y":{"2007-12":3.99,"2008-01":3.72,"2008-02":3.8,"2008-03":3.94,"2008-04":4.13,"2008-05":4.29,"2008-06":4.5,"2008-07":4.28,"2008-08":3.97,"2008-09":3.93,"2008-10":3.81,"2008-11":2.85,"2008-12":2.87,"2009-01":2.73,"2009-02":2.74,"2009-03":2.68,"2009-04":2.65,"2009-05":2.78,"2009-06":2.79,"2009-07":2.67,"2009-08":2.56,"2009-09":2.59,"2009-10":2.64,"2009-11":2.6,"2009-12":2.61,"2010-01":2.58,"2010-02":2.47,"2010-03":2.51,"2010-04":2.48,"2010-05":2.24,"2010-06":2.22,"2010-07":2.22,"2010-08":2.04,"2010-09":2.11,"2010-10":2.16,"2010-11":2.19,"2010-12":2.34,"2011-01":2.47,"2011-02":2.51,"2011-03":2.6,"2011-04":2.66,"2011-05":2.45,"2011-06":2.31,"2011-07":2.16,"2011-08":1.94,"2011-09":1.83,"2011-10":1.84,"2011-11":1.73,"2011-12":1.67,"2012-01":1.57,"2012-02":1.53,"2012-03":1.63,"2012-04":1.58,"2012-05":1.46,"2012-06":1.49,"2012-07":1.46,"2012-08":1.45,"2012-09":1.47,"2012-10":1.46,"2012-11":1.46,"2012-12":1.47,"2013-01":1.68,"2013-02":1.63,"2013-03":1.61,"2013-04":1.56,"2013-05":1.66,"2013-06":1.95,"2013-07":1.87,"2013-08":1.97,"2013-09":1.9,"2013-10":1.82,"2013-11":1.75,"2013-12":1.9,"2014-01":1.72,"2014-02":1.66,"2014-03":1.66,"2014-04":1.58,"2014-05":1.5,"2014-06":1.49,"2014-07":1.48,"2014-08":1.43,"2014-09":1.42,"2014-10":1.41,"2014-11":1.37,"2014-12":1.31,"2015-01":1.24,"2015-02":1.31,"2015-03":1.33,"2015-04":1.34,"2015-05":1.34,"2015-06":1.36,"2015-07":1.35,"2015-08":1.32,"2015-09":1.32,"2015-10":1.29,"2015-11":1.26,"2015-12":1.29,"2016-01":1.25,"2016-02":1.22,"2016-03":1.22,"2016-04":1.21,"2016-05":1.2,"2016-06":1.19,"2016-07":1.19,"2016-08":1.19,"2016-09":1.18,"2016-10":1.19,"2016-11":1.22,"2016-12":1.24,"2017-01":1.24,"2017-02":1.21,"2017-03":1.21,"2017-04":1.19,"2017-05":1.17,"2017-06":1.179,"2017-07":1.214,"2017-08":1.184,"2017-09":1.203,"2017-10":1.196,"2017-11":1.204,"2017-12":1.209,"2018-01":1.316,"2018-02":1.31,"2018-03":1.257,"2018-04":1.292,"2018-05":1.226,"2018-06":1.22,"2018-07":1.225,"2018-08":1.201,"2018-09":1.252,"2018-10":1.243,"2018-11":1.209,"2018-12":1.169,"2019-01":1.156,"2019-02":1.147,"2019-03":1.113,"2019-04":1.128,"2019-05":1.103,"2019-06":1.089,"2019-07":1.082,"2019-08":1.068,"2019-09":1.077,"2019-10":1.098,"2019-11":1.097,"2019-12":1.105,"2020-01":1.084,"2020-02":1.071,"2020-03":1.13,"2020-04":1.118,"2020-05":1.107,"2020-06":1.113,"2020-07":1.098,"2020-08":1.11,"2020-09":1.082,"2020-10":1.077,"2020-11":1.079,"2020-12":1.078,"2021-01":1.074,"2021-02":1.109,"2021-03":1.088,"2021-04":1.089,"2021-05":1.09,"2021-06":1.089,"2021-07":1.068,"2021-08":1.062,"2021-09":1.09,"2021-10":1.14,"2021-11":1.088,"2021-12":1.105,"2022-01":1.216,"2022-02":1.367,"2022-03":1.67,"2022-04":1.937,"2022-05":1.985,"2022-06":2.485,"2022-07":2.076,"2022-08":2.505,"2022-09":2.925,"2022-10":2.789,"2022-11":2.558,"2022-12":2.927,"2023-01":2.655,"2023-02":2.942,"2023-03":3.038,"2023-04":3.025,"2023-05":2.916,"2023-06":2.969,"2023-07":2.943,"2023-08":2.882,"2023-09":2.835,"2023-10":2.591,"2023-11":2.39,"2023-12":2.237,"2024-01":2.281,"2024-02":2.307,"2024-03":2.233,"2024-04":2.281,"2024-05":2.429,"2024-06":2.134,"2024-07":2.013,"2024-08":1.881,"2024-09":1.761,"2024-10":1.697,"2024-11":1.548,"2024-12":1.498,"2025-01":1.595,"2025-02":1.636,"2025-03":1.717,"2025-04":1.502,"2025-05":1.391,"2025-06":1.519,"2025-07":1.548,"2025-08":1.514,"2025-09":1.503,"2025-10":1.479,"2025-11":1.527,"2025-12":1.668,"2026-01":1.599,"2026-02":1.491,"2026-03":1.693,"2026-04":1.703,"2026-05":1.743,"2026-06":1.618,"2026-07":1.782,"2026-08":1.76},"variable":{"1976-07":5.82,"1976-08":5.81,"1976-09":5.81,"1976-10":5.77,"1976-11":5.69,"1976-12":5.67,"1977-01":5.54,"1977-02":5.54,"1977-03":5.25,"1977-04":5.17,"1977-05":5.17,"1977-06":5.17,"1977-07":5.06,"1977-08":5.06,"1977-09":5.06,"1977-10":5.04,"1977-11":5.04,"1977-12":5.04,"1978-01":5,"1978-02":4.91,"1978-03":4.7,"1978-04":4.6,"1978-05":4.6,"1978-06":4.6,"1978-07":4.54,"1978-08":4.52,"1978-09":4.52,"1978-10":4.38,"1978-11":4.31,"1978-12":4.31,"1979-01":4.23,"1979-02":4.23,"1979-03":4.13,"1979-04":4.04,"1979-05":4.04,"1979-06":4.04,"1979-07":4.02,"1979-08":4.02,"1979-09":4.02,"1979-10":4.02,"1979-11":4.02,"1979-12":4.02,"1980-01":4,"1980-02":4.14,"1980-03":4.14,"1980-04":4.28,"1980-05":4.45,"1980-06":4.45,"1980-07":4.48,"1980-08":4.48,"1980-09":4.48,"1980-10":4.65,"1980-11":4.66,"1980-12":4.7,"1981-01":4.73,"1981-02":4.73,"1981-03":4.97,"1981-04":5.15,"1981-05":5.39,"1981-06":5.44,"1981-07":5.66,"1981-08":5.78,"1981-09":5.84,"1981-10":6.19,"1981-11":6.39,"1981-12":6.45,"1982-01":6.52,"1982-02":6.52,"1982-03":6.52,"1982-04":6.48,"1982-05":6.43,"1982-06":6.31,"1982-07":5.99,"1982-08":5.99,"1982-09":6,"1982-10":6,"1982-11":6,"1982-12":5.92,"1983-01":5.64,"1983-02":5.59,"1983-03":5.59,"1983-04":5.49,"1983-05":5.49,"1983-06":5.49,"1983-07":5.49,"1983-08":5.49,"1983-09":5.49,"1983-10":5.49,"1983-11":5.49,"1983-12":5.49,"1984-01":5.49,"1984-02":5.49,"1984-03":5.49,"1984-04":5.49,"1984-05":5.49,"1984-06":5.49,"1984-07":5.49,"1984-08":5.49,"1984-09":5.49,"1984-10":5.49,"1984-11":5.49,"1984-12":5.49,"1985-01":5.49,"1985-02":5.49,"1985-03":5.49,"1985-04":5.49,"1985-05":5.49,"1985-06":5.49,"1985-07":5.49,"1985-08":5.49,"1985-09":5.49,"1985-10":5.49,"1985-11":5.49,"1985-12":5.49,"1986-01":5.49,"1986-02":5.49,"1986-03":5.49,"1986-04":5.49,"1986-05":5.47,"1986-06":5.47,"1986-07":5.47,"1986-08":5.47,"1986-09":5.47,"1986-10":5.47,"1986-11":5.47,"1986-12":5.27,"1987-01":5.25,"1987-02":5.25,"1987-03":5.24,"1987-04":5.24,"1987-05":5.23,"1987-06":5.23,"1987-07":5.23,"1987-08":5.23,"1987-09":5.23,"1987-10":5.23,"1987-11":5.23,"1987-12":5.23,"1988-01":5.23,"1988-02":5.23,"1988-03":5.23,"1988-04":5.23,"1988-05":5.02,"1988-06":5,"1988-07":4.99,"1988-08":4.99,"1988-09":4.99,"1988-10":4.99,"1988-11":4.99,"1988-12":4.99,"1989-01":4.99,"1989-02":5.03,"1989-03":5.42,"1989-04":5.45,"1989-05":5.44,"1989-06":5.83,"1989-07":6.23,"1989-08":6.24,"1989-09":6.3,"1989-10":6.36,"1989-11":6.41,"1989-12":6.49,"1990-01":6.65,"1990-02":7.03,"1990-03":7.23,"1990-04":7.28,"1990-05":7.28,"1990-06":7.38,"1990-07":7.46,"1990-08":7.5,"1990-09":7.68,"1990-10":7.81,"1990-11":7.85,"1990-12":7.92,"1991-01":7.97,"1991-02":7.99,"1991-03":7.88,"1991-04":7.82,"1991-05":7.8,"1991-06":7.79,"1991-07":7.79,"1991-08":7.79,"1991-09":7.76,"1991-10":7.76,"1991-11":7.76,"1991-12":7.8,"1992-01":7.83,"1992-02":7.83,"1992-03":7.82,"1992-04":7.8,"1992-05":7.81,"1992-06":7.81,"1992-07":7.83,"1992-08":7.87,"1992-09":7.89,"1992-10":7.89,"1992-11":7.68,"1992-12":7.55,"1993-01":7.5,"1993-02":7.05,"1993-03":7.02,"1993-04":6.73,"1993-05":6.54,"1993-06":6.46,"1993-07":6.15,"1993-08":6.01,"1993-09":6.01,"1993-10":5.97,"1993-11":5.81,"1993-12":5.58,"1994-01":5.54,"1994-02":5.5,"1994-03":5.5,"1994-04":5.5,"1994-05":5.5,"1994-06":5.5,"1994-07":5.52,"1994-08":5.5,"1994-09":5.5,"1994-10":5.5,"1994-11":5.5,"1994-12":5.5,"1995-01":5.52,"1995-02":5.52,"1995-03":5.58,"1995-04":5.6,"1995-05":5.58,"1995-06":5.58,"1995-07":5.56,"1995-08":5.52,"1995-09":5.53,"1995-10":5.33,"1995-11":5.29,"1995-12":5.1,"1996-01":5.03,"1996-02":5.01,"1996-03":5.02,"1996-04":5,"1996-05":5,"1996-06":5,"1996-07":5,"1996-08":5,"1996-09":5,"1996-10":5,"1996-11":4.82,"1996-12":4.8,"1997-01":4.79,"1997-02":4.78,"1997-03":4.57,"1997-04":4.55,"1997-05":4.54,"1997-06":4.53,"1997-07":4.32,"1997-08":4.31,"1997-09":4.3,"1997-10":4.3,"1997-11":4.3,"1997-12":4.3,"1998-01":4.3,"1998-02":4.05,"1998-03":4.05,"1998-04":4.05,"1998-05":4.05,"1998-06":4.05,"1998-07":4.05,"1998-08":4.05,"1998-09":4.05,"1998-10":4.05,"1998-11":4.03,"1998-12":4.02,"1999-01":4.02,"1999-02":4.02,"1999-03":3.98,"1999-04":3.95,"1999-05":3.82,"1999-06":3.8,"1999-07":3.8,"1999-08":3.8,"1999-09":3.8,"1999-10":3.8,"1999-11":3.93,"1999-12":4.08,"2000-01":4.08,"2000-02":4.08,"2000-03":4.11,"2000-04":4.15,"2000-05":4.18,"2000-06":4.29,"2000-07":4.36,"2000-08":4.42,"2000-09":4.42,"2000-10":4.43,"2000-11":4.44,"2000-12":4.46,"2001-01":4.46,"2001-02":4.47,"2001-03":4.48,"2001-04":4.4,"2001-05":4.31,"2001-06":4.28,"2001-07":4.28,"2001-08":4.28,"2001-09":4.28,"2001-10":4.27,"2001-11":4.08,"2001-12":4.03,"2002-01":4.03,"2002-02":4.03,"2002-03":4.03,"2002-04":4.03,"2002-05":4.03,"2002-06":4.03,"2002-07":4.03,"2002-08":4.02,"2002-09":3.8,"2002-10":3.8,"2002-11":3.78,"2002-12":3.57,"2003-01":3.52,"2003-02":3.51,"2003-03":3.29,"2003-04":3.27,"2003-05":3.27,"2003-06":3.28,"2003-07":3.19,"2003-08":3.17,"2003-09":3.16,"2003-10":3.19,"2003-11":3.19,"2003-12":3.19,"2004-01":3.19,"2004-02":3.19,"2004-03":3.19,"2004-04":3.19,"2004-05":3.19,"2004-06":3.19,"2004-07":3.19,"2004-08":3.19,"2004-09":3.19,"2004-10":3.21,"2004-11":3.21,"2004-12":3.21,"2005-01":3.21,"2005-02":3.21,"2005-03":3.21,"2005-04":3.21,"2005-05":3.21,"2005-06":3.2,"2005-07":3.03,"2005-08":3.03,"2005-09":3.03,"2005-10":3.03,"2005-11":3.03,"2005-12":3.03,"2006-01":3.03,"2006-02":3.03,"2006-03":3.03,"2006-04":3.03,"2006-05":3.03,"2006-06":3.03,"2006-07":3.03,"2006-08":3.03,"2006-09":3.03,"2006-10":3.03,"2006-11":3.05,"2006-12":3.03,"2007-01":3.03,"2007-02":3.04,"2007-03":3.04,"2007-04":3.06,"2007-05":3.07,"2007-06":3.14,"2007-07":3.22,"2007-08":3.23,"2007-09":3.23,"2007-10":3.23,"2007-11":3.24,"2007-12":3.29,"2008-01":3.3,"2008-02":3.32,"2008-03":3.35,"2008-04":3.4,"2008-05":3.43,"2008-06":3.45,"2008-07":3.47,"2008-08":3.47,"2008-09":3.47,"2008-10":3.47,"2008-11":3.16,"2008-12":2.82,"2009-01":2.79,"2009-02":2.78,"2009-03":2.76,"2009-04":2.75,"2009-05":2.75,"2009-06":2.74,"2009-07":2.74,"2009-08":2.74,"2009-09":2.74,"2009-10":2.74,"2009-11":2.74,"2009-12":2.74,"2010-01":2.74,"2010-02":2.74,"2010-03":2.74,"2010-04":2.74,"2010-05":2.73,"2010-06":2.73,"2010-07":2.73,"2010-08":2.73,"2010-09":2.73,"2010-10":2.73,"2010-11":2.73,"2010-12":2.73,"2011-01":2.73,"2011-02":2.73,"2011-03":2.73,"2011-04":2.73,"2011-05":2.73,"2011-06":2.73,"2011-07":2.73,"2011-08":2.72,"2011-09":2.7,"2011-10":2.7,"2011-11":2.7,"2011-12":2.69,"2012-01":2.69,"2012-02":2.69,"2012-03":2.69,"2012-04":2.69,"2012-05":2.69,"2012-06":2.69,"2012-07":2.69,"2012-08":2.68,"2012-09":2.68,"2012-10":2.69,"2012-11":2.69,"2012-12":2.69,"2013-01":2.69,"2013-02":2.69,"2013-03":2.68,"2013-04":2.69,"2013-05":2.69,"2013-06":2.69,"2013-07":2.69,"2013-08":2.69,"2013-09":2.69,"2013-10":2.69,"2013-11":2.69,"2013-12":2.69,"2014-01":2.69,"2014-02":2.69,"2014-03":2.69,"2014-04":2.69,"2014-05":2.69,"2014-06":2.69,"2014-07":2.69,"2014-08":2.69,"2014-09":2.69,"2014-10":2.69,"2014-11":2.69,"2014-12":2.69,"2015-01":2.69,"2015-02":2.69,"2015-03":2.69,"2015-04":2.68,"2015-05":2.68,"2015-06":2.68,"2015-07":2.68,"2015-08":2.68,"2015-09":2.68,"2015-10":2.68,"2015-11":2.68,"2015-12":2.66,"2016-01":2.66,"2016-02":2.66,"2016-03":2.66,"2016-04":2.66,"2016-05":2.64,"2016-06":2.64,"2016-07":2.64,"2016-08":2.64,"2016-09":2.64,"2016-10":2.64,"2016-11":2.64,"2016-12":2.64,"2017-01":2.64,"2017-02":2.64,"2017-03":2.63,"2017-04":2.63,"2017-05":2.63,"2017-06":2.623,"2017-07":2.623,"2017-08":2.623,"2017-09":2.623,"2017-10":2.623,"2017-11":2.623,"2017-12":2.623,"2018-01":2.623,"2018-02":2.623,"2018-03":2.623,"2018-04":2.623,"2018-05":2.625,"2018-06":2.625,"2018-07":2.625,"2018-08":2.633,"2018-09":2.633,"2018-10":2.633,"2018-11":2.633,"2018-12":2.633,"2019-01":2.633,"2019-02":2.633,"2019-03":2.633,"2019-04":2.633,"2019-05":2.633,"2019-06":2.633,"2019-07":2.633,"2019-08":2.633,"2019-09":2.633,"2019-10":2.633,"2019-11":2.633,"2019-12":2.633,"2020-01":2.633,"2020-02":2.633,"2020-03":2.633,"2020-04":2.633,"2020-05":2.633,"2020-06":2.633,"2020-07":2.633,"2020-08":2.633,"2020-09":2.637,"2020-10":2.637,"2020-11":2.636,"2020-12":2.645,"2021-01":2.645,"2021-02":2.645,"2021-03":2.643,"2021-04":2.643,"2021-05":2.643,"2021-06":2.643,"2021-07":2.644,"2021-08":2.644,"2021-09":2.644,"2021-10":2.627,"2021-11":2.627,"2021-12":2.63,"2022-01":2.629,"2022-02":2.629,"2022-03":2.629,"2022-04":2.634,"2022-05":2.634,"2022-06":2.647,"2022-07":2.654,"2022-08":2.654,"2022-09":2.661,"2022-10":2.661,"2022-11":2.659,"2022-12":2.669,"2023-01":2.676,"2023-02":2.698,"2023-03":2.713,"2023-04":2.759,"2023-05":2.841,"2023-06":2.869,"2023-07":2.911,"2023-08":2.957,"2023-09":2.969,"2023-10":2.985,"2023-11":2.992,"2023-12":3,"2024-01":3.003,"2024-02":3.003,"2024-03":3.003,"2024-04":3,"2024-05":2.983,"2024-06":2.97,"2024-07":2.945,"2024-08":2.941,"2024-09":2.937,"2024-10":2.926,"2024-11":2.916,"2024-12":2.894,"2025-01":2.872,"2025-02":2.845,"2025-03":2.838,"2025-04":2.833,"2025-05":2.829,"2025-06":2.819,"2025-07":2.812,"2025-08":2.811,"2025-09":2.81,"2025-10":2.81,"2025-11":2.792,"2025-12":2.792,"2026-01":2.792,"2026-02":2.789,"2026-03":2.792,"2026-04":2.792,"2026-05":2.792,"2026-06":2.792,"2026-07":2.792,"2026-08":2.792},"saron_3y":{"2021-01":1.001,"2021-02":0.999,"2021-03":0.991,"2021-04":0.977,"2021-05":0.977,"2021-06":0.975,"2021-07":0.972,"2021-08":0.968,"2021-09":0.969,"2021-10":0.964,"2021-11":0.968,"2021-12":0.97,"2022-01":0.975,"2022-02":0.973,"2022-03":0.972,"2022-04":0.983,"2022-05":0.991,"2022-06":1.005,"2022-07":1.011,"2022-08":1.016,"2022-09":1.194,"2022-10":1.3,"2022-11":1.335,"2022-12":1.641,"2023-01":1.809,"2023-02":1.828,"2023-03":2.12,"2023-04":2.278,"2023-05":2.312,"2023-06":2.518,"2023-07":2.621,"2023-08":2.637,"2023-09":2.667,"2023-10":2.679,"2023-11":2.677,"2023-12":2.676,"2024-01":2.675,"2024-02":2.677,"2024-03":2.538,"2024-04":2.492,"2024-05":2.488,"2024-06":2.316,"2024-07":2.259,"2024-08":2.251,"2024-09":2.085,"2024-10":2.014,"2024-11":2.017,"2024-12":1.661,"2025-01":1.579,"2025-02":1.566,"2025-03":1.387,"2025-04":1.312,"2025-05":1.314,"2025-06":1.148,"2025-07":1.102,"2025-08":1.099,"2025-09":1.07,"2025-10":1.056,"2025-11":1.078,"2025-12":1.074,"2026-01":1.075,"2026-02":1.077,"2026-03":1.083,"2026-04":1.086,"2026-05":1.091,"2026-06":1.095,"2026-07":1.097,"2026-08":1.098},"savings":{"1933-01":3.02,"1933-02":3.02,"1933-03":3.02,"1933-04":2.98,"1933-05":2.98,"1933-06":2.98,"1933-07":2.98,"1933-08":2.98,"1933-09":2.98,"1933-10":2.98,"1933-11":2.98,"1933-12":2.98,"1934-01":3,"1934-02":3,"1934-03":3,"1934-04":3,"1934-05":3.05,"1934-06":3.05,"1934-07":3.05,"1934-08":3.05,"1934-09":3.05,"1934-10":3.05,"1934-11":3.05,"1934-12":3.05,"1935-01":3.07,"1935-02":3.07,"1935-03":3.07,"1935-04":3.05,"1935-05":3,"1935-06":3,"1935-07":3,"1935-08":3,"1935-09":3,"1935-10":3,"1935-11":3,"1935-12":3,"1936-01":3,"1936-02":3,"1936-03":3,"1936-04":3,"1936-05":3,"1936-06":3,"1936-07":3,"1936-08":3,"1936-09":3,"1936-10":3,"1936-11":3,"1936-12":3,"1937-01":3.04,"1937-02":3.04,"1937-03":3.04,"1937-04":3,"1937-05":3,"1937-06":3,"1937-07":2.96,"1937-08":2.96,"1937-09":2.96,"1937-10":2.96,"1937-11":2.96,"1937-12":2.96,"1938-01":2.87,"1938-02":2.87,"1938-03":2.79,"1938-04":2.71,"1938-05":2.71,"1938-06":2.71,"1938-07":2.6,"1938-08":2.6,"1938-09":2.6,"1938-10":2.58,"1938-11":2.58,"1938-12":2.52,"1939-01":2.48,"1939-02":2.48,"1939-03":2.48,"1939-04":2.48,"1939-05":2.48,"1939-06":2.48,"1939-07":2.48,"1939-08":2.48,"1939-09":2.48,"1939-10":2.48,"1939-11":2.48,"1939-12":2.48,"1940-01":2.52,"1940-02":2.52,"1940-03":2.52,"1940-04":2.52,"1940-05":2.52,"1940-06":2.52,"1940-07":2.56,"1940-08":2.56,"1940-09":2.65,"1940-10":2.69,"1940-11":2.69,"1940-12":2.69,"1941-01":2.67,"1941-02":2.67,"1941-03":2.67,"1941-04":2.65,"1941-05":2.65,"1941-06":2.65,"1941-07":2.65,"1941-08":2.65,"1941-09":2.65,"1941-10":2.58,"1941-11":2.58,"1941-12":2.58,"1942-01":2.52,"1942-02":2.52,"1942-03":2.52,"1942-04":2.5,"1942-05":2.5,"1942-06":2.5,"1942-07":2.5,"1942-08":2.5,"1942-09":2.5,"1942-10":2.5,"1942-11":2.5,"1942-12":2.5,"1943-01":2.5,"1943-02":2.5,"1943-03":2.5,"1943-04":2.5,"1943-05":2.5,"1943-06":2.5,"1943-07":2.5,"1943-08":2.48,"1943-09":2.48,"1943-10":2.48,"1943-11":2.48,"1943-12":2.48,"1944-01":2.48,"1944-02":2.48,"1944-03":2.48,"1944-04":2.48,"1944-05":2.48,"1944-06":2.48,"1944-07":2.48,"1944-08":2.48,"1944-09":2.48,"1944-10":2.48,"1944-11":2.48,"1944-12":2.48,"1945-01":2.46,"1945-02":2.46,"1945-03":2.46,"1945-04":2.46,"1945-05":2.46,"1945-06":2.46,"1945-07":2.46,"1945-08":2.46,"1945-09":2.46,"1945-10":2.46,"1945-11":2.46,"1945-12":2.48,"1946-01":2.48,"1946-02":2.48,"1946-03":2.48,"1946-04":2.48,"1946-05":2.48,"1946-06":2.48,"1946-07":2.42,"1946-08":2.4,"1946-09":2.37,"1946-10":2.37,"1946-11":2.37,"1946-12":2.37,"1947-01":2.33,"1947-02":2.33,"1947-03":2.31,"1947-04":2.31,"1947-05":2.31,"1947-06":2.31,"1947-07":2.31,"1947-08":2.31,"1947-09":2.31,"1947-10":2.31,"1947-11":2.31,"1947-12":2.31,"1948-01":2.31,"1948-02":2.31,"1948-03":2.31,"1948-04":2.33,"1948-05":2.33,"1948-06":2.33,"1948-07":2.33,"1948-08":2.33,"1948-09":2.33,"1948-10":2.33,"1948-11":2.33,"1948-12":2.33,"1949-01":2.35,"1949-02":2.35,"1949-03":2.35,"1949-04":2.38,"1949-05":2.38,"1949-06":2.38,"1949-07":2.38,"1949-08":2.38,"1949-09":2.38,"1949-10":2.38,"1949-11":2.38,"1949-12":2.35,"1950-01":2.33,"1950-02":2.33,"1950-03":2.33,"1950-04":2.31,"1950-05":2.31,"1950-06":2.31,"1950-07":2.31,"1950-08":2.31,"1950-09":2.31,"1950-10":2.31,"1950-11":2.31,"1950-12":2.31,"1951-01":2.31,"1951-02":2.31,"1951-03":2.31,"1951-04":2.31,"1951-05":2.31,"1951-06":2.31,"1951-07":2.31,"1951-08":2.31,"1951-09":2.31,"1951-10":2.31,"1951-11":2.31,"1951-12":2.31,"1952-01":2.31,"1952-02":2.31,"1952-03":2.31,"1952-04":2.31,"1952-05":2.31,"1952-06":2.31,"1952-07":2.31,"1952-08":2.31,"1952-09":2.31,"1952-10":2.31,"1952-11":2.31,"1952-12":2.31,"1953-01":2.33,"1953-02":2.33,"1953-03":2.31,"1953-04":2.31,"1953-05":2.31,"1953-06":2.31,"1953-07":2.31,"1953-08":2.31,"1953-09":2.31,"1953-10":2.31,"1953-11":2.31,"1953-12":2.31,"1954-01":2.31,"1954-02":2.31,"1954-03":2.31,"1954-04":2.31,"1954-05":2.31,"1954-06":2.31,"1954-07":2.31,"1954-08":2.31,"1954-09":2.31,"1954-10":2.31,"1954-11":2.31,"1954-12":2.31,"1955-01":2.31,"1955-02":2.31,"1955-03":2.31,"1955-04":2.31,"1955-05":2.31,"1955-06":2.31,"1955-07":2.31,"1955-08":2.31,"1955-09":2.33,"1955-10":2.33,"1955-11":2.33,"1955-12":2.33,"1956-01":2.33,"1956-02":2.33,"1956-03":2.33,"1956-04":2.33,"1956-05":2.33,"1956-06":2.33,"1956-07":2.33,"1956-08":2.33,"1956-09":2.33,"1956-10":2.33,"1956-11":2.33,"1956-12":2.33,"1957-01":2.33,"1957-02":2.33,"1957-03":2.33,"1957-04":2.33,"1957-05":2.35,"1957-06":2.38,"1957-07":2.4,"1957-08":2.42,"1957-09":2.44,"1957-10":2.5,"1957-11":2.5,"1957-12":2.5,"1958-01":2.85,"1958-02":2.85,"1958-03":2.85,"1958-04":2.85,"1958-05":2.85,"1958-06":2.85,"1958-07":2.85,"1958-08":2.85,"1958-09":2.85,"1958-10":2.85,"1958-11":2.85,"1958-12":2.85,"1959-01":2.83,"1959-02":2.81,"1959-03":2.81,"1959-04":2.77,"1959-05":2.77,"1959-06":2.77,"1959-07":2.71,"1959-08":2.71,"1959-09":2.71,"1959-10":2.71,"1959-11":2.71,"1959-12":2.71,"1960-01":2.71,"1960-02":2.71,"1960-03":2.71,"1960-04":2.71,"1960-05":2.71,"1960-06":2.71,"1960-07":2.71,"1960-08":2.71,"1960-09":2.71,"1960-10":2.71,"1960-11":2.71,"1960-12":2.71,"1961-01":2.71,"1961-02":2.71,"1961-03":2.71,"1961-04":2.73,"1961-05":2.73,"1961-06":2.73,"1961-07":2.73,"1961-08":2.73,"1961-09":2.73,"1961-10":2.73,"1961-11":2.73,"1961-12":2.73,"1962-01":2.75,"1962-02":2.75,"1962-03":2.75,"1962-04":2.75,"1962-05":2.75,"1962-06":2.75,"1962-07":2.75,"1962-08":2.75,"1962-09":2.75,"1962-10":2.75,"1962-11":2.75,"1962-12":2.75,"1963-01":2.77,"1963-02":2.77,"1963-03":2.77,"1963-04":2.77,"1963-05":2.77,"1963-06":2.77,"1963-07":2.77,"1963-08":2.77,"1963-09":2.77,"1963-10":2.77,"1963-11":2.79,"1963-12":2.79,"1964-01":2.9,"1964-02":2.9,"1964-03":2.9,"1964-04":2.9,"1964-05":2.94,"1964-06":2.96,"1964-07":2.98,"1964-08":2.98,"1964-09":2.98,"1964-10":2.98,"1964-11":2.98,"1964-12":2.98,"1965-01":3.17,"1965-02":3.17,"1965-03":3.17,"1965-04":3.17,"1965-05":3.17,"1965-06":3.17,"1965-07":3.17,"1965-08":3.17,"1965-09":3.19,"1965-10":3.21,"1965-11":3.21,"1965-12":3.21,"1966-01":3.25,"1966-02":3.25,"1966-03":3.25,"1966-04":3.31,"1966-05":3.31,"1966-06":3.31,"1966-07":3.31,"1966-08":3.31,"1966-09":3.31,"1966-10":3.33,"1966-11":3.33,"1966-12":3.33,"1967-01":3.52,"1967-02":3.52,"1967-03":3.52,"1967-04":3.58,"1967-05":3.58,"1967-06":3.58,"1967-07":3.58,"1967-08":3.58,"1967-09":3.58,"1967-10":3.58,"1967-11":3.58,"1967-12":3.58,"1968-01":3.6,"1968-02":3.6,"1968-03":3.6,"1968-04":3.6,"1968-05":3.6,"1968-06":3.6,"1968-07":3.6,"1968-08":3.6,"1968-09":3.6,"1968-10":3.6,"1968-11":3.6,"1968-12":3.6,"1969-01":3.65,"1969-02":3.65,"1969-03":3.65,"1969-04":3.67,"1969-05":3.69,"1969-06":3.69,"1969-07":3.69,"1969-08":3.69,"1969-09":3.71,"1969-10":3.71,"1969-11":3.71,"1969-12":3.71,"1970-01":3.88,"1970-02":3.88,"1970-03":3.88,"1970-04":3.94,"1970-05":3.94,"1970-06":3.94,"1970-07":3.94,"1970-08":3.94,"1970-09":3.98,"1970-10":3.98,"1970-11":4,"1970-12":4,"1971-01":4.19,"1971-02":4.21,"1971-03":4.21,"1971-04":4.23,"1971-05":4.23,"1971-06":4.23,"1971-07":4.25,"1971-08":4.25,"1971-09":4.25,"1971-10":4.25,"1971-11":4.25,"1971-12":4.25,"1972-01":4.17,"1972-02":4.15,"1972-03":4.15,"1972-04":4.15,"1972-05":4.15,"1972-06":4.15,"1972-07":4.15,"1972-08":4.15,"1972-09":4.15,"1972-10":4.15,"1972-11":4.15,"1972-12":4.15,"1973-01":4.15,"1973-02":4.15,"1973-03":4.15,"1973-04":4.15,"1973-05":4.15,"1973-06":4.15,"1973-07":4.15,"1973-08":4.15,"1973-09":4.15,"1973-10":4.15,"1973-11":4.15,"1973-12":4.15,"1974-01":4.15,"1974-02":4.15,"1974-03":4.15,"1974-04":4.15,"1974-05":4.15,"1974-06":4.15,"1974-07":4.81,"1974-08":4.9,"1974-09":4.9,"1974-10":4.98,"1974-11":4.98,"1974-12":4.98,"1975-01":4.98,"1975-02":4.98,"1975-03":4.98,"1975-04":4.98,"1975-05":4.98,"1975-06":4.98,"1975-07":4.98,"1975-08":4.98,"1975-09":4.98,"1975-10":4.92,"1975-11":4.88,"1975-12":4.88,"1976-01":4.6,"1976-02":4.6,"1976-03":4.54,"1976-04":4.33,"1976-05":4.33,"1976-06":4.27,"1976-07":4.1,"1976-08":4.08,"1976-09":4.08,"1976-10":3.88,"1976-11":3.63,"1976-12":3.63,"1977-01":3.54,"1977-02":3.54,"1977-03":3.44,"1977-04":3.04,"1977-05":3.02,"1977-06":3.02,"1977-07":3.02,"1977-08":3.02,"1977-09":3.02,"1977-10":3.02,"1977-11":3.02,"1977-12":3.02,"1978-01":3.04,"1978-02":3.01,"1978-03":2.75,"1978-04":2.57,"1978-05":2.57,"1978-06":2.56,"1978-07":2.55,"1978-08":2.55,"1978-09":2.55,"1978-10":2.4,"1978-11":2.36,"1978-12":2.35,"1979-01":2.27,"1979-02":2.27,"1979-03":2.26,"1979-04":2.06,"1979-05":2.06,"1979-06":2.06,"1979-07":2.04,"1979-08":2.03,"1979-09":2.03,"1979-10":2.03,"1979-11":2.03,"1979-12":2.03,"1980-01":2.05,"1980-02":2.05,"1980-03":2.05,"1980-04":2.41,"1980-05":2.52,"1980-06":2.52,"1980-07":2.52,"1980-08":2.52,"1980-09":2.52,"1980-10":2.52,"1980-11":2.52,"1980-12":2.76,"1981-01":3.01,"1981-02":3.01,"1981-03":3.03,"1981-04":3.03,"1981-05":3.03,"1981-06":3.03,"1981-07":3.04,"1981-08":3.08,"1981-09":3.43,"1981-10":3.51,"1981-11":3.54,"1981-12":3.54,"1982-01":3.56,"1982-02":3.56,"1982-03":3.89,"1982-04":4.01,"1982-05":4.03,"1982-06":4.03,"1982-07":4.03,"1982-08":4.03,"1982-09":4.03,"1982-10":4.03,"1982-11":4.03,"1982-12":4.03,"1983-01":4.01,"1983-02":4.01,"1983-03":3.99,"1983-04":3.54,"1983-05":3.51,"1983-06":3.51,"1983-07":3.51,"1983-08":3.51,"1983-09":3.51,"1983-10":3.51,"1983-11":3.51,"1983-12":3.51,"1984-01":3.51,"1984-02":3.51,"1984-03":3.51,"1984-04":3.51,"1984-05":3.51,"1984-06":3.51,"1984-07":3.51,"1984-08":3.51,"1984-09":3.51,"1984-10":3.51,"1984-11":3.51,"1984-12":3.51,"1985-01":3.51,"1985-02":3.51,"1985-03":3.51,"1985-04":3.51,"1985-05":3.51,"1985-06":3.51,"1985-07":3.51,"1985-08":3.51,"1985-09":3.51,"1985-10":3.51,"1985-11":3.51,"1985-12":3.51,"1986-01":3.51,"1986-02":3.51,"1986-03":3.52,"1986-04":3.52,"1986-05":3.52,"1986-06":3.52,"1986-07":3.52,"1986-08":3.52,"1986-09":3.52,"1986-10":3.52,"1986-11":3.52,"1986-12":3.52,"1987-01":3.4,"1987-02":3.4,"1987-03":3.36,"1987-04":3.3,"1987-05":3.29,"1987-06":3.29,"1987-07":3.29,"1987-08":3.29,"1987-09":3.29,"1987-10":3.29,"1987-11":3.29,"1987-12":3.29,"1988-01":3.29,"1988-02":3.29,"1988-03":3.29,"1988-04":3.29,"1988-05":3.04,"1988-06":3.01,"1988-07":3.01,"1988-08":3.01,"1988-09":3.01,"1988-10":3.02,"1988-11":3.02,"1988-12":3.02,"1989-01":3.02,"1989-02":3.02,"1989-03":3.08,"1989-04":3.09,"1989-05":3.23,"1989-06":3.4,"1989-07":3.53,"1989-08":3.58,"1989-09":3.63,"1989-10":3.92,"1989-11":3.95,"1989-12":3.98,"1990-01":3.99,"1990-02":4.16,"1990-03":4.36,"1990-04":4.53,"1990-05":4.68,"1990-06":4.68,"1990-07":4.68,"1990-08":4.68,"1990-09":4.68,"1990-10":4.69,"1990-11":4.72,"1990-12":4.77,"1991-01":4.94,"1991-02":5.02,"1991-03":5.04,"1991-04":5.06,"1991-05":5.06,"1991-06":5.06,"1991-07":5.06,"1991-08":5.06,"1991-09":5.06,"1991-10":5.06,"1991-11":5.06,"1991-12":5.06,"1992-01":5.09,"1992-02":5.09,"1992-03":5.09,"1992-04":5.09,"1992-05":5.09,"1992-06":5.09,"1992-07":5.09,"1992-08":5.09,"1992-09":5.09,"1992-10":5.09,"1992-11":5.13,"1992-12":5.13,"1993-01":5.13,"1993-02":5.07,"1993-03":4.97,"1993-04":4.7,"1993-05":4.54,"1993-06":4.47,"1993-07":4.22,"1993-08":4.08,"1993-09":4.04,"1993-10":4.04,"1993-11":3.91,"1993-12":3.84,"1994-01":3.61,"1994-02":3.51,"1994-03":3.44,"1994-04":3.4,"1994-05":3.37,"1994-06":3.36,"1994-07":3.33,"1994-08":3.32,"1994-09":3.31,"1994-10":3.31,"1994-11":3.31,"1994-12":3.31,"1995-01":3.3,"1995-02":3.3,"1995-03":3.3,"1995-04":3.3,"1995-05":3.27,"1995-06":3.19,"1995-07":3.12,"1995-08":3.08,"1995-09":3.06,"1995-10":3.06,"1995-11":2.87,"1995-12":2.79,"1996-01":2.58,"1996-02":2.5,"1996-03":2.45,"1996-04":2.41,"1996-05":2.39,"1996-06":2.38,"1996-07":2.37,"1996-08":2.37,"1996-09":2.37,"1996-10":2.37,"1996-11":2.26,"1996-12":2.18,"1997-01":2.09,"1997-02":2.08,"1997-03":2.02,"1997-04":1.96,"1997-05":1.88,"1997-06":1.85,"1997-07":1.83,"1997-08":1.73,"1997-09":1.63,"1997-10":1.61,"1997-11":1.61,"1997-12":1.61,"1998-01":1.61,"1998-02":1.56,"1998-03":1.46,"1998-04":1.37,"1998-05":1.37,"1998-06":1.36,"1998-07":1.36,"1998-08":1.36,"1998-09":1.36,"1998-10":1.36,"1998-11":1.36,"1998-12":1.34,"1999-01":1.31,"1999-02":1.33,"1999-03":1.32,"1999-04":1.32,"1999-05":1.27,"1999-06":1.22,"1999-07":1.18,"1999-08":1.16,"1999-09":1.18,"1999-10":1.18,"1999-11":1.18,"1999-12":1.19,"2000-01":1.19,"2000-02":1.27,"2000-03":1.35,"2000-04":1.35,"2000-05":1.36,"2000-06":1.37,"2000-07":1.4,"2000-08":1.51,"2000-09":1.54,"2000-10":1.55,"2000-11":1.55,"2000-12":1.56,"2001-01":1.58,"2001-02":1.58,"2001-03":1.58,"2001-04":1.59,"2001-05":1.57,"2001-06":1.54,"2001-07":1.49,"2001-08":1.45,"2001-09":1.43,"2001-10":1.42,"2001-11":1.38,"2001-12":1.34,"2002-01":1.29,"2002-02":1.28,"2002-03":1.25,"2002-04":1.25,"2002-05":1.24,"2002-06":1.23,"2002-07":1.24,"2002-08":1.2,"2002-09":1.08,"2002-10":1.06,"2002-11":1.04,"2002-12":1.03,"2003-01":0.88,"2003-02":0.82,"2003-03":0.8,"2003-04":0.67,"2003-05":0.61,"2003-06":0.57,"2003-07":0.57,"2003-08":0.53,"2003-09":0.53,"2003-10":0.53,"2003-11":0.52,"2003-12":0.53,"2004-01":0.52,"2004-02":0.52,"2004-03":0.52,"2004-04":0.51,"2004-05":0.51,"2004-06":0.51,"2004-07":0.51,"2004-08":0.51,"2004-09":0.51,"2004-10":0.51,"2004-11":0.51,"2004-12":0.51,"2005-01":0.5,"2005-02":0.5,"2005-03":0.5,"2005-04":0.5,"2005-05":0.5,"2005-06":0.5,"2005-07":0.49,"2005-08":0.48,"2005-09":0.46,"2005-10":0.46,"2005-11":0.46,"2005-12":0.46,"2006-01":0.46,"2006-02":0.46,"2006-03":0.46,"2006-04":0.46,"2006-05":0.46,"2006-06":0.46,"2006-07":0.48,"2006-08":0.49,"2006-09":0.5,"2006-10":0.5,"2006-11":0.51,"2006-12":0.52,"2007-01":0.53,"2007-02":0.53,"2007-03":0.54,"2007-04":0.55,"2007-05":0.55,"2007-06":0.56,"2007-07":0.67,"2007-08":0.7,"2007-09":0.72,"2007-10":0.74,"2007-11":0.74,"2007-12":0.77,"2008-01":0.82,"2008-02":0.84,"2008-03":0.87,"2008-04":0.89,"2008-05":0.91,"2008-06":0.92,"2008-07":0.91,"2008-08":0.93,"2008-09":0.94,"2008-10":0.96,"2008-11":0.94,"2008-12":0.83,"2009-01":0.58,"2009-02":0.54,"2009-03":0.51,"2009-04":0.47,"2009-05":0.44,"2009-06":0.43,"2009-07":0.43,"2009-08":0.42,"2009-09":0.41,"2009-10":0.41,"2009-11":0.41,"2009-12":0.41,"2010-01":0.4,"2010-02":0.4,"2010-03":0.39,"2010-04":0.38,"2010-05":0.38,"2010-06":0.38,"2010-07":0.36,"2010-08":0.36,"2010-09":0.36,"2010-10":0.35,"2010-11":0.35,"2010-12":0.35,"2011-01":0.35,"2011-02":0.35,"2011-03":0.35,"2011-04":0.35,"2011-05":0.35,"2011-06":0.35,"2011-07":0.35,"2011-08":0.33,"2011-09":0.31,"2011-10":0.29,"2011-11":0.29,"2011-12":0.29,"2012-01":0.28,"2012-02":0.28,"2012-03":0.27,"2012-04":0.27,"2012-05":0.26,"2012-06":0.25,"2012-07":0.25,"2012-08":0.24,"2012-09":0.24,"2012-10":0.24,"2012-11":0.24,"2012-12":0.23,"2013-01":0.22,"2013-02":0.21,"2013-03":0.21,"2013-04":0.2,"2013-05":0.19,"2013-06":0.2,"2013-07":0.19,"2013-08":0.19,"2013-09":0.19,"2013-10":0.19,"2013-11":0.19,"2013-12":0.19,"2014-01":0.17,"2014-02":0.17,"2014-03":0.17,"2014-04":0.17,"2014-05":0.17,"2014-06":0.17,"2014-07":0.16,"2014-08":0.16,"2014-09":0.15,"2014-10":0.15,"2014-11":0.15,"2014-12":0.15,"2015-01":0.13,"2015-02":0.1,"2015-03":0.09,"2015-04":0.08,"2015-05":0.08,"2015-06":0.08,"2015-07":0.08,"2015-08":0.08,"2015-09":0.08,"2015-10":0.08,"2015-11":0.07,"2015-12":0.07,"2016-01":0.07,"2016-02":0.07,"2016-03":0.07,"2016-04":0.07,"2016-05":0.07,"2016-06":0.06,"2016-07":0.06,"2016-08":0.06,"2016-09":0.06,"2016-10":0.06,"2016-11":0.06,"2016-12":0.05,"2017-01":0.05,"2017-02":0.05,"2017-03":0.05,"2017-04":0.05,"2017-05":0.05,"2017-06":0.049,"2017-07":0.047,"2017-08":0.047,"2017-09":0.047,"2017-10":0.047,"2017-11":0.047,"2017-12":0.049,"2018-01":0.046,"2018-02":0.046,"2018-03":0.046,"2018-04":0.046,"2018-05":0.045,"2018-06":0.045,"2018-07":0.045,"2018-08":0.045,"2018-09":0.044,"2018-10":0.044,"2018-11":0.044,"2018-12":0.043,"2019-01":0.043,"2019-02":0.043,"2019-03":0.042,"2019-04":0.042,"2019-05":0.041,"2019-06":0.041,"2019-07":0.04,"2019-08":0.039,"2019-09":0.039,"2019-10":0.037,"2019-11":0.035,"2019-12":0.035,"2020-01":0.033,"2020-02":0.032,"2020-03":0.031,"2020-04":0.031,"2020-05":0.03,"2020-06":0.03,"2020-07":0.028,"2020-08":0.028,"2020-09":0.028,"2020-10":0.028,"2020-11":0.028,"2020-12":0.03,"2021-01":0.028,"2021-02":0.028,"2021-03":0.027,"2021-04":0.026,"2021-05":0.026,"2021-06":0.025,"2021-07":0.024,"2021-08":0.021,"2021-09":0.02,"2021-10":0.02,"2021-11":0.02,"2021-12":0.02,"2022-01":0.019,"2022-02":0.019,"2022-03":0.019,"2022-04":0.019,"2022-05":0.019,"2022-06":0.019,"2022-07":0.019,"2022-08":0.019,"2022-09":0.019,"2022-10":0.032,"2022-11":0.048,"2022-12":0.097,"2023-01":0.157,"2023-02":0.233,"2023-03":0.28,"2023-04":0.335,"2023-05":0.461,"2023-06":0.526,"2023-07":0.596,"2023-08":0.657,"2023-09":0.69,"2023-10":0.726,"2023-11":0.75,"2023-12":0.756,"2024-01":0.755,"2024-02":0.758,"2024-03":0.758,"2024-04":0.754,"2024-05":0.733,"2024-06":0.723,"2024-07":0.652,"2024-08":0.605,"2024-09":0.584,"2024-10":0.515,"2024-11":0.464,"2024-12":0.419,"2025-01":0.293,"2025-02":0.254,"2025-03":0.233,"2025-04":0.191,"2025-05":0.169,"2025-06":0.153,"2025-07":0.114,"2025-08":0.101,"2025-09":0.094,"2025-10":0.088,"2025-11":0.079,"2025-12":0.079,"2026-01":0.076,"2026-02":0.074,"2026-03":0.073,"2026-04":0.072,"2026-05":0.07,"2026-06":0.07,"2026-07":0.07,"2026-08":0.069},"pillar_3a":{"2017-06":0.356,"2017-07":0.352,"2017-08":0.341,"2017-09":0.337,"2017-10":0.334,"2017-11":0.333,"2017-12":0.334,"2018-01":0.316,"2018-02":0.306,"2018-03":0.297,"2018-04":0.285,"2018-05":0.281,"2018-06":0.275,"2018-07":0.269,"2018-08":0.268,"2018-09":0.267,"2018-10":0.267,"2018-11":0.265,"2018-12":0.264,"2019-01":0.257,"2019-02":0.252,"2019-03":0.245,"2019-04":0.239,"2019-05":0.232,"2019-06":0.226,"2019-07":0.214,"2019-08":0.208,"2019-09":0.204,"2019-10":0.198,"2019-11":0.192,"2019-12":0.185,"2020-01":0.171,"2020-02":0.163,"2020-03":0.16,"2020-04":0.158,"2020-05":0.153,"2020-06":0.151,"2020-07":0.148,"2020-08":0.147,"2020-09":0.146,"2020-10":0.143,"2020-11":0.139,"2020-12":0.139,"2021-01":0.131,"2021-02":0.128,"2021-03":0.123,"2021-04":0.116,"2021-05":0.112,"2021-06":0.108,"2021-07":0.104,"2021-08":0.103,"2021-09":0.1,"2021-10":0.098,"2021-11":0.098,"2021-12":0.096,"2022-01":0.087,"2022-02":0.086,"2022-03":0.085,"2022-04":0.083,"2022-05":0.083,"2022-06":0.083,"2022-07":0.082,"2022-08":0.081,"2022-09":0.084,"2022-10":0.099,"2022-11":0.122,"2022-12":0.191,"2023-01":0.256,"2023-02":0.305,"2023-03":0.362,"2023-04":0.432,"2023-05":0.59,"2023-06":0.644,"2023-07":0.722,"2023-08":0.798,"2023-09":0.848,"2023-10":0.895,"2023-11":0.939,"2023-12":0.985,"2024-01":1.005,"2024-02":1.008,"2024-03":1.008,"2024-04":1.001,"2024-05":0.983,"2024-06":0.965,"2024-07":0.912,"2024-08":0.873,"2024-09":0.851,"2024-10":0.795,"2024-11":0.756,"2024-12":0.717,"2025-01":0.577,"2025-02":0.523,"2025-03":0.497,"2025-04":0.423,"2025-05":0.395,"2025-06":0.364,"2025-07":0.309,"2025-08":0.285,"2025-09":0.267,"2025-10":0.26,"2025-11":0.25,"2025-12":0.245,"2026-01":0.234,"2026-02":0.225,"2026-03":0.22,"2026-04":0.21,"2026-05":0.204,"2026-06":0.202,"2026-07":0.2,"2026-08":0.199}}},"page":{"de":"https://swisslivingindex.ch/de/hypothekarzins/","fr":"https://swisslivingindex.ch/fr/taux-hypothecaire/","it":"https://swisslivingindex.ch/it/tasso-ipotecario/","en":"https://swisslivingindex.ch/en/mortgage-rates/"}}